Actual Rates & Parameters

Actual Interest Rate Parameters

Asset	Collateral	Liquidation Bonus	$U_{optimal}$	Slope 1	Slope 2
HBAR	Yes	1.98%	55.00%	6%	150%
HBARX	Yes	1.18%	53.00%	6%	150%
USDC	Yes	7.40%	52.00%	12%	200%
SAUCE	Yes	3.95%	54.00%	9%	150%
XSAUCE	Yes	3.95%	54.00%	7%	150%
KARATE	Yes	3.46%	55.00%	9%	300%
DOVU	Yes	6.66%	47.00%	9%	250%
PACK	Yes	6.91%	52.00%	9%	250%
HST	Yes	6.17%	54.00%	9%	250%
STEAM	Yes	8.14%	54.00%	9%	250%
GRELF	Yes	6.66%	54.00%	9.00%	250.00%

Interest Rate Parameter Changes

When market conditions change, risks change; Bonzo Finance is continuously monitoring the assets integrated into the protocol, which sometimes requires quickly adapting the interest rate models. The table below tacks interest rate parameter changes over time.

Date	Asset	Parameter Changed	From	To
12/27/2024	$KARATE	Optimal Utilization Slope 2	70% 100%	55% 300%
1/8/2025	$USDC	Optimal Utilization Slope 1	70% 5%	52% 12%
3/25/2025	$GRELF	Optimial Utilization Slope 1 Slope 2	New Asset	54.00% 9.00% 250.00%

HBAR Interest Rate Model

HBARX Interest Rate Model

USDC Interest Rate Model

SAUCE Interest Rate Model

XSAUCE Interest Rate Model

KARATE Interest Rate Model

DOVU Interest Rate Model

PACK Interest Rate Model

HST Interest Rate Model

STEAM Interest Rate Model

GRELF Interest Rate Model